How retailers will win holiday 2025 without deep discounts
Holiday 2025 favors retailers who use personalized offers, BNPL, and loyalty programs. Shoppers want relevance, timing, and flexibility.
Benedicta Philemon
Benedicta Philemon is a Data Analyst at Rwazi leveraging market intelligence and technology to uncover actionable insights to drive impactful, informed decisions for global business leaders.
The great AI market cap collapse
The shockwave Ten major AI companies collectively lost $1.64 trillion in market capitalization between October 29 and November 7, 2025 which is the steepest correction in the sector’s short but explosive history. NVIDIA alone shed $459 billion, followed by Microsoft’s $333 billion and Meta’s $321 billion
digital subscriptions
Inside the $1.5 trillion subscription economy: the breaking point
The $1.5T subscription economy faces a reckoning. Consumers now pay for 3.7 services but use just 2.3, wasting $273 yearly. As budgets tighten, only platforms delivering clear, daily value will survive the coming shakeout.
See your competitor move with Lumora AI decision engine
Lumora turns zero-party consumer data across digital, retail, and distribution channels into real-time insights, letting brands predict competitor moves and act faster, smarter, and with confidence.
Conversational AI
Turning data Into dollars: how Sena powers smarter brand decisions
Data alone isn’t enough Brands collect millions of consumer data points every month. Yet less than 20% of that information is actively used to guide decisions [Forrester, 2024]. Brands have more data than ever, but understanding and acting on it is the real challenge. That challenge inspired the creation
AI
Geopolitics, AI and U.S. business strategy: what founders must know in 2025
Global AI spending will hit $1.5T in 2025, but U.S. firms face geopolitical, regulatory, and supply-chain challenges that could impact efficiency and growth.
Why global growth is stalling and where businesses can still win
The International Monetary Fund (IMF) now expects global growth to hit 3.2% in 2025, down from pre-pandemic norms. On the surface this seems manageable. Beneath, the terrain is uneven and fraught with risk. The stakes for business leaders Trade disruptions are eating into growth. The IMF warns that weaker
AI arms race
The multi-model era is shaping AI strategy
The age of the single super-model is over. No one AI wins across every dimension; reasoning, coding, cost, or reliability.
Fintech
How embedded finance is powering business growth with fintech
Embedded finance is reshaping business growth, turning payments, loans, and insurance into seamless, revenue‑driving experiences
Financial automation
How AI Agents are shaping finance and accounting for businesses
Generative AI is not just a tool; it’s an autonomous force revolutionizing finance. AI Agents are set to drive the market from $1.95B to $15.69B by 2034, by automating bookkeeping (47.8% CAGR) and providing real-time credit scoring in emerging markets
NVIDIA
Nvidia’s AI chip monopoly is cracking amid rising competitors in 2025
Nvidia dominates the AI chip market, but competitors like AMD, Intel, and Micron are gaining fast. Rising alternatives promise more innovation, lower costs, and a resilient supply chain, reshaping how businesses access AI-powered technology in 2025.
economic trends, US economy
How the 2025 U.S. govt. shutdown is shaping consumer spending
The 2025 U.S. government shutdown is hitting households and businesses hard. With federal workers not paid, SNAP benefits at risk, and economic data delayed, consumer spending slows, forcing companies to adapt to financial strain and uncertainty.