How retailers will win holiday 2025 without deep discounts
Holiday 2025 favors retailers who use personalized offers, BNPL, and loyalty programs. Shoppers want relevance, timing, and flexibility.
Holiday 2025 favors retailers who use personalized offers, BNPL, and loyalty programs. Shoppers want relevance, timing, and flexibility.
The shockwave Ten major AI companies collectively lost $1.64 trillion in market capitalization between October 29 and November 7, 2025 which is the steepest correction in the sector’s short but explosive history. NVIDIA alone shed $459 billion, followed by Microsoft’s $333 billion and Meta’s $321 billion
The $1.5T subscription economy faces a reckoning. Consumers now pay for 3.7 services but use just 2.3, wasting $273 yearly. As budgets tighten, only platforms delivering clear, daily value will survive the coming shakeout.
Lumora turns zero-party consumer data across digital, retail, and distribution channels into real-time insights, letting brands predict competitor moves and act faster, smarter, and with confidence.
Data alone isn’t enough Brands collect millions of consumer data points every month. Yet less than 20% of that information is actively used to guide decisions [Forrester, 2024]. Brands have more data than ever, but understanding and acting on it is the real challenge. That challenge inspired the creation
Global AI spending will hit $1.5T in 2025, but U.S. firms face geopolitical, regulatory, and supply-chain challenges that could impact efficiency and growth.
The International Monetary Fund (IMF) now expects global growth to hit 3.2% in 2025, down from pre-pandemic norms. On the surface this seems manageable. Beneath, the terrain is uneven and fraught with risk. The stakes for business leaders Trade disruptions are eating into growth. The IMF warns that weaker
The age of the single super-model is over. No one AI wins across every dimension; reasoning, coding, cost, or reliability.
Embedded finance is reshaping business growth, turning payments, loans, and insurance into seamless, revenue‑driving experiences
Generative AI is not just a tool; it’s an autonomous force revolutionizing finance. AI Agents are set to drive the market from $1.95B to $15.69B by 2034, by automating bookkeeping (47.8% CAGR) and providing real-time credit scoring in emerging markets
Nvidia dominates the AI chip market, but competitors like AMD, Intel, and Micron are gaining fast. Rising alternatives promise more innovation, lower costs, and a resilient supply chain, reshaping how businesses access AI-powered technology in 2025.
The 2025 U.S. government shutdown is hitting households and businesses hard. With federal workers not paid, SNAP benefits at risk, and economic data delayed, consumer spending slows, forcing companies to adapt to financial strain and uncertainty.
immersive marketing
Immersive experiences are transforming how consumers engage with brands. In 2025, businesses that pair AR/VR innovation with real-time data insights will lead the way in engagement, personalization, and loyalty
AI infrastructure
NVIDIA, Microsoft, Apple, and other tech giants now control the AI infrastructure powering billions of daily interactions. Asian challengers like Tencent and Alibaba are racing to build sovereignty. This article explores who holds the power behind AI and what it means for businesses and innovation.
A consumer-driven surprise After a year of global uncertainty, with rising interest rates, trade tensions, and uneven recovery across major economies, the U.S. economy delivered a standout performance in the second quarter of 2025. Growth came in at 3.8%, according to revised estimates from the Bureau of Economic
AI Avatars
AI avatars are reshaping livestream shopping in Indonesia. These digital hosts mimic human expressions, gestures, and voices in real time, streaming endlessly without fatigue. While they scale efficiency, human hosts still lead in trust and engagement, creating a hybrid future for digital commerce.
AI economy
OpenAI’s $500B valuation shows the power of data, infrastructure, and partnerships in today’s AI-driven world. Businesses that leverage real-time, localized insights can turn information into action, make smarter decisions, and scale globally with precision.
Global stock markets, basically the total value of all publicly traded company shares are still dominated by a few big players. The United States alone sits at nearly $70 trillion, more than every other country combined. That kind of dominance doesn’t just look impressive on paper, it drives where
e commerce
Instagram has reached 3 billion monthly users, transforming from a photo app into a global e-commerce hub. With Reels, Shopping tools, and AI-driven discovery, brands can now reach audiences worldwide, turning content engagement into direct sales and reshaping the future of retail.
Foreign supply chains are transforming Latin American retail In the world of commerce, a supply chain is the network of suppliers, manufacturers, distributors, and retailers that moves a product from raw materials to the hands of the consumer. When a foreign company operates a supply chain in another country, it
The rise of AI compute power In 2025, the global landscape of artificial intelligence (AI) is being reshaped by a new form of power: compute capacity. Just as oil once defined economic and geopolitical strength, AI compute power is now a critical determinant of national influence and technological leadership. A
AI economy
Smartphone makers have poured $200 billion into AI features, yet U.S. consumers remain skeptical. Price, battery life, and storage still drive purchases, highlighting a growing gap between industry hype and what users actually value Smartphones before AI: fundamentals first For most of the smartphone era, progress meant better fundamentals.
Apple
Apple’s move to build every U.S.-bound iPhone 17 in India marks a new chapter for global supply chains. India’s output has jumped 240% in a year, pushing past China to become Apple’s top supplier; reshaping trade, challenging rivals, and shaping what consumers expect from their next upgrade.
Consumer Packaged goods Industry
Kraft Heinz, Keurig Dr Pepper, and Unilever are reshaping strategy by breaking up sprawling portfolios. The goal is sharper focus, faster adaptation, and stronger consumer trust. Agility, digital engagement, and sustainability are emerging as the real drivers of growth in consumer goods